Financing with Our Dealership

Melloy Dodge Ram FIAT takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New Melloy Dodge Ram FIAT Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Melloy Dodge Ram FIAT can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

At Melloy Dodge Ram FIAT We Help You Secure Auto Financing

Once you've found the right car, truck or SUV, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Albuquerque, Rio Rancho NM, Los Lunas NM, Santa Fe NM and Bernalillo NM, and get you behind the wheel as soon as possible.

Explore All Your Finance Options in Albuquerque

Are you the type of Rio Rancho NM, Los Lunas NM, Santa Fe NM or Bernalillo NM driver who enjoys driving your vehicle for a long time and accessorizing it with bumper stickers or bike racks? Consider letting our team help you secure a great loan. Or, are you the type of driver who likes to get behind the wheel of a brand-new vehicle every couple of years and doesn't put too many miles on their vehicles in a year? Maybe you should consider an affordable lease for your Rio Rancho NM, Los Lunas NM, Santa Fe NM or Bernalillo NM commute. Either way, our finance team can help you choose your perfect method for getting your next vehicle in Albuquerque.

Finance Your Next Dodge, FIAT or Ram Model at Melloy Dodge Ram FIAT without the Headache

Auto financing can be a tedious, stressful process, but our Albuquerque finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around Rio Rancho NM, Los Lunas NM, Santa Fe NM and Bernalillo NM for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.

  1. Melloy Dodge Ram FIAT

    9621 Coors Blvd NW
    Albuquerque, NM 87114-4011

    • Sales: 505-843-9600
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Get in Touch

  • Contact our Sales Department at: 505-843-9600
  • Monday08:00AM - 07:00PM
  • Tuesday08:00AM - 07:00PM
  • Wednesday08:00AM - 07:00PM
  • Thursday08:00AM - 07:00PM
  • Friday08:00AM - 07:00PM
  • Saturday08:00AM - 07:00PM
  • SundayClosed